Citizens Visa Debit Card is issued by bank to its customers to use in any Automated Teller Machines (ATMs) and Point of Sales (POS) machines that are linked to Visa Network and NEPS Network. These cards can be used 24 hours a day and 365 days a year within Nepal and India.
Safety Tips:
Transaction Limits and Charges:
Card Transactions Limit within Nepal |
Per Txn Limit |
Daily Txn Limit |
Monthly Txn Limit |
Transaction Count |
ATM Transaction within Nepal |
NPR 25,000 |
NPR 1,00,000 |
NPR 4,00,000 |
10 Txns per day |
POS Transaction within Nepal |
NPR 2,00,000 |
NPR 3,00,000 |
NPR 10,00,000 |
|
Online Transaction within Nepal |
NPR 2,00,000 |
NPR 3,00,000 |
NPR 10,00,000 |
|
Card Transactions Limit within India |
Per Txn Limit |
Daily Txn Limit |
Monthly Txn Limit |
Transaction Count |
ATM Transaction within India (Including Access Fee if any by Acquiring Bank) |
NPR 24,000 |
NPR 24,000 |
NPR 1,60,000 |
10 Txns per day |
POS + Online Transaction within India |
NPR 1,60,000 |
NPR 1,60,000 |
NPR 1,60,000 |
|
POS Transaction within India (only for Hotel, Hospital & Pharmacy) |
NPR 8,00,000 |
NPR 16,00,000 |
NPR 32,00,000 |
|
Card Transactions Limit in Foreign (for Dollar Cards) |
Per Txn Limit |
Daily Txn Limit |
Monthly Txn Limit |
Transaction Count |
ATM Transaction in Foreign |
USD 1,000 |
USD 1,000 |
USD 5,000 |
10 Txns per day |
POS Transaction in Foreign |
USD 2,000 |
USD 2,000 |
USD 5,000 |
|
Online Transaction in Foreign |
USD 1,000 |
USD 2,000 |
USD 2,000 |
|
Card Transactions Limit for USD E-com Card |
Per Txn Limit |
Daily Txn Limit |
Yearly Txn Limit |
Transaction Count |
Online Transaction from USD E-com Card |
USD 500 |
USD 500 |
USD 500 |
10 Txns per day |
Other Card Limits |
Limit |
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Contactless Payment Transaction Limit (Tap & Pay) |
Per Transaction Maximum NPR 5,000 equivalent- 5 Txns per day |
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Dollar Card- Yearly Transaction Limit (Online) |
USD 2,000 Yearly |
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Dollar Card- Yearly Transaction Limit (ATM+POS+Online) |
USD 25,000 Yearly |
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Credit Card Cash withdrawal Limit |
10% of Credit Limit |
Citizens Visa Card Transaction Fees:
Visa NPR Debit Card Transaction Fees | Per Txn Fee |
---|---|
In CTZN ATMs | |
Cash Withdrawal | 0 |
Balance Enquiry | 0 |
Mini Statement | 0 |
PIN Change | 0 |
In Member ATMs | |
Cash Withdrawal | Rs. 15 |
Balance Enquiry | Rs. 5 |
Mini Statement | Rs. 5 |
In Non-Member ATMs (Nepal) | |
Cash Withdrawal | Rs. 15 |
Balance Enquiry | Rs. 20 |
In India ATMs | |
Cash Withdrawal | Rs. 250 |
Balance Enquiry | Rs. 50 |
POS Cash Advance | |
Cash Advance at other Bank's POS | Rs. 200+2% of Txn |
Link : Terms and Conditions
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