LOAN NAME | Premium ( % p.a.) on Base Rate |
---|---|
Term Loan | Upto 4.00% |
Overdraft | Upto 4.00% |
Working Capital Loan/ Short Term Loan/ Demand Loan/ Bridge Gap Loan/ Pledge Loan | Upto 4.00% |
Trust Receipt Loan | Upto 4.00% |
Export Finance | Upto 4.00% |
LOAN NAME | Premium ( % p.a.) on Base Rate |
---|---|
Citizens Mortgage Loan(Term Loan) | Upto 4.00% |
Citizens Auto Loan | Upto 4.00% |
Citizens Home Loan | Upto 4.00% |
Citizens Education Loan | Upto 4.00% |
Citizens Margin Lending | Upto 4.00% |
Citizens Gold Loan | Upto 4.00% |
Citizens Bina Dhito Karja | Upto 4.00% |
Citizens Equipment Loan | Upto 4.00% |
Citizens One Zone One Product (OZOP) | Upto 4.00% |
Citizens Fast Track Loan (CFTL) | Upto 4.00% |
Citizens Mortgage Loan(Overdraft) | Upto 4.00% |
Citizens Agriculture & Enterprise Loan | Upto 2.00% |
LOAN NAME | Premium ( % p.a.) on Base Rate |
---|---|
Citizens SME Loan | Upto 4.00% |
LOAN NAME | Premium ( % p.a.) on Base Rate | |
---|---|---|
Other Loan / Force Loan | Upto 8.00% | |
Loan against first-class Bank Guarantee | Upto 4.00% | |
Loan against Government Bond | Higher of Coupon rate + 2% or Base rate + 2% | |
Loan against Citizens Fixed Deposit Receipt and Promissory Note | Higher of FD rate + 2% or Base rate + 2% | |
NPR Loan Against FCY Fixed Deposit Receipt | Higher of Coupon rate + 2% or Base rate + 2% | |
Consortium Financing | As per consortium decision | |
Deprived Sector Loan | Upto 4.00% | |
Subsidized Loan | As Defined by NRB | |
FCY TR / Import Loan | Upto 9.50% |
LOAN NAME | Upto 5 years | 6-10 years | 11-15 years | 16 years and above |
---|---|---|---|---|
Citizens Housing Loan | 12.50% | 12.50% | 12.50% | 12.50% |
Citizens Home Loan | 13.00% | 13.25% | 13.50% | 13.75% |
Citizens Mortgage Term Loan | 13.50% | 13.75% | 14.00% | |
Citizens Education Loan | 13.50% | 13.75% | 14.00% | |
Citizens Equipment Loan | 13.50% | |||
Citizens Auto Loan | ||||
Private | 13.50% | 13.75% | ||
Commercial | 13.75% | |||
Citizens Fast Track Loan (CFTL) –Term | 13.75% | 14.00% | ||
Citizens Bina Dhito Karja –Term | 14.00% | |||
Citizens One District One Product (ODOP) –Term | 13.75% | 14.00% | ||
Citizens Microfinance Loan | 13.00%-15.00% | |||
MSME/SME/Coporate Loans | ||||
Working Capital Term Loan | 13.00% | 13.50% | ||
Term Loan | 13.00% | 13.50% | 14.00% |
Note : FCY TR/ Import Loan rate is net effective rate and not associated with Base rate.