Product Rate | S.N | ACCOUNT NAME | MINIMUM BALANCE | INTEREST RATE (P.A.) |
---|---|---|---|---|
Citizens Savings Deposits (NPR) | From NPR 0.00 to NPR 1,00,000.00 | 3.65% to 5.65% | ||
{{citizens-normal-savings}}-{{4.00;4.00;NRs. 100;Quarterly}}-{{yes}} | 1 | Citizens Normal Savings | Nil | 3.65% |
{{citizens-mahila-bachats}}-{{4.00;4.00;NRs. 500;Quarterly}}-{{yes}} | 2 | Citizens Mahila Bachat | 500 | 3.65% |
{{citizens-muna-bachat}}-{{4.00;4.00;NRs. 100;Quarterly}}-{{yes}} | 3 | Citizens Muna Bachat (Only for Minors) | 100 | 3.65% |
{{citizens-matribhumi-bachat}}-{{4.00;4.00;NRs. 100;Quarterly}}-{{yes}} | 4 | Citizens Matribhumi Bachat | 100 | 3.65% |
{{citizens-senior-citizens-savings}}-{{4.00;4.00;NRs. 100;Quarterly}}-{{yes}} | 5 | Citizens Senior Citizens Savings | Nil | 3.65% |
{{citizens-g2p-savings-account}}-{{4.00;4.00;NRs. 00;Quarterly}}-{{yes}} | 6 | Citizens G2P Savings Account | Nil | 3.65% |
{{citizens-branchless-bachat}}-{{4.00;4.00;NRs. 0;Quarterly}}-{{yes}} | 7 | Citizens Branchless Bachat | Nil | 3.65% |
{{citizens-ghar-dailo-savings}}-{{4.00;4.00;NRs. 500;Quarterly}}-{{yes}} | 8 | Citizens Ghar Dailo Savings | 500 | 3.65% |
{{citizens-dasak-savings}}-{{4.00;4.00;NRs. 500;Quarterly}}-{{yes}} | 9 | Citizens Dasak Savings | 500 | 3.65% |
{{citizens-saral-bachat-khata}}-{{4.00;4.00;NRs. 100;Quarterly}}-{{yes}} | 10 | Citizens Saral Bachat Khata (CSBK) | 100 | 3.65% |
{{citizens-bishesh-bachat-khata}}-{{4.00;4.00;NRs. 100;Quarterly}}-{{yes}} | 11 | Citizens Bishesh Bachat Khata | 100 | 3.65% |
{{citizens-smart-bachat-khata}}-{{4.00;4.00;Nil;Quarterly}}-{{yes}} | 12 | Citizens Smart Bachat Khata | Nil | 3.65% |
{{citizens-tinau-mission-mf-savings-account}}-{{4.00;4.00;NRs. 0;Quarterly}}-{{yes}} | 13 | Citizens Tinau Mission MF Savings Account | Nil | 3.65% |
14 | Microfinance Personal Savings Account | Nil | 3.65% | |
{{citizens-enterprise-fund-account}}-{{5.00;5.00;NRs. 0;Quarterly}}-{{yes}} | 15 | Citizens Enterprise Fund Account | Nil | 4.65% |
{{citizens-samrakhshit-bachat-khata}}-{{5.00;5.00;NRs. Nil;Quarterly}}-{{yes}} | 16 | Citizens Samrakshit Bachat Khata | 1,000 | 4.65% |
{{citizens-privilege-savings-khata}}-{{6.00;6.00;0;Quarterly}}-{{yes}} | 17 | Citizens Privilege Savings Khata | 100,000 | 5.65% |
{{citizens-talab-bachat-khata}}-{{6.00;6.00;Nil;Quarterly}}-{{yes}} | 18 | Citizens Talab Bachat Khata | Nil | 5.65% |
19 | Citizens International Remittance Saving account | 5000 | 5.65% | |
20 | Citizens Share Lagani Khata | Nil | 5.65% | |
21 | Remittance Ipo Savings Account | 1000 | 5.65% | |
22 | Citizens Saving Account (FCY) | |||
USD | 20 | 4.25% | ||
Euro | 20 | 3.00 % | ||
GBP | 10 | 3.25 % | ||
AUD | 10 | 3.50 % | ||
{{citizens-overseas-fcy-fixed-deposit-nrn}}-{{6.00;6.00;NRs. 500;Quarterly}}-{{yes}} | 23 | Citizens FCY Fixed Deposit | Individual | Institutional |
USD | 5.50% | 5.50% | ||
AUD | 4.50% | 4.50% | ||
GBP | 4.75% | 4.75% | ||
EURO | 4.00% | 4.00% | ||
24 | Citizens Overseas FCY Fixed Deposit (1 Year and above**) | |||
{{citizens-call-deposits-fcy}}-{{4.50;4.50;NRs. 500;Quarterly}}-{{yes}} | 25 | Citizens Call Deposit (FCY) | ||
GBP | Negotiable as per NRB Directive | |||
EURO | Negotiable as per NRB Directive | |||
USD | Negotiable as per NRB Directive | |||
AUD | Negotiable as per NRB Directive | |||
{{citizens-tinau-mission-mf-call-account}}-{{2.075;2.075;NRs. 500;Quarterly}}-{{yes}} | 26 | Citizens Tinau Mission MF Call Account | Up to 1.825% | |
27 | Citizens Call Deposit (NPR) | Up to 1.825% | ||
28 | Citizens Ekmustha Muddati Yojana (CEMY) |
Rate |
||
3 months and below 6 months | 25000 | 6.50% | ||
6 months and below 12 months | 25000 | 6.75% | ||
12 months and above | 25000 | 7.75% | ||
{{citizen--xtra-fixed-deposit-cxfd}}-{{9.15;9.15;NRs. 00;Quarterly}}-{{yes}} | 29 | Citizen Xtra Fixed deposit (CXFD) 1 year and above | 100,000 | 7.75% |
30 | Citizens International Remittance Fixed Deposit |
|
Rate |
|
3 months and below 6 months | 25,000.00 | 7.50% | ||
6 months and below 12 months | 25,000.00 | 7.75% | ||
12 months and above | 25,000.00 | 8.75% | ||
31 | Citizens Fixed Deposit (NPR) - Individual* | Rate | ||
3 months and below 6 months |
|
6.50% | ||
6 months and below 12 months | 6.75% | |||
12 months and above | 7.75% | |||
32 | Citizens Recurring Deposit(NPR) - Individual | Rate | ||
3 months and below 6 Months | 6.50% | |||
6 months and below 12 months | 6.75% | |||
12 months and above | 7.75% | |||
33 | Citizens Fixed Deposit (NPR) - Institutional | Rate | ||
6 months and below 12 months | 5.50% | |||
12 months and above | 6.15% | |||
34 | Citizens Recurring Deposit(NPR) - Institutional | Rate | ||
6 Months and below 12 Months | 5.50% | |||
12 Months and above | 6.15% |
Note: **Citizens overseas FCY FD: Min. Fixed Deposit amount is USD 1,000 or equivalent. Addition 1% for NRN and Remittance.
Interest Payment Frequency on Deposits: Quarterly/ Monthly*