“Citizens Muna Bachat Khata” is primarily for the minors (below the age of 16 years) facilitated by the guardians. The Bank provides zero balance service for the offer. Facility of Citizens NPR Debit Card is provided which is valid in Nepal as well as in India. This is designed to help to save for the child’s future. With children’s saving accounts, children learn to manage money – and parents, relatives and friends have a place to save for a child they care about.