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Visa Credit Cards

Visa Credit Card (Domestic)

Citizens Visa credit Card (NPR) is the Secured and convenient mode of payment in Nepal, India and Bhutan accepted both at Visa merchant locations and ATM.

Features:

  • Valid all over Nepal, India & Bhutan
  • Credit Limit starting from NPR 20,000.00
  • Interest charge is free for credit cycle of 45 days.
  • Advance Cash Withdrawal facility of 90% of Credit Card Limit
  • Flexible repayment Option from 10% to 100%
  • EMV(Chip based) Secured Card
  • Get SMS and Email alert of your transaction
  • Supplementary Card Facility
  • Auto Debit Facility
  • Hassel free solution of carrying cash

Eligibility:

  • Nepalese citizen with 18 years of age
  • Individuals with stable and regular source of income from business, service or property.

Documentation required availing Citizens Credit Card Facility:

For Salaried personnel

  • Credit Card Application form duly filled and signed.
  • Passport Size Photographs (2 Copies).
  • Copy of Citizenship Certificate/Passport.
  • Salary Certificate/ letter from employer disclosing the designation and present salary.
  • Copy of Bank Account Statement for last six to twelve months.

For Business Income Earners

  • Credit Card Application form duly filled and signed.
  • Passport Size Photographs (2 Copies).
  • Copy of Citizenship Certificate/Passport.
  • Financial Statement of last two years.
  • Photocopy of Registration, PAN/VAT Certificate and/or license from concern authority
  • Copy of Bank Account Statement for last six to twelve months.
  • Memorandum and Articles of Association, Board Resolution to Borrow, paper disclosing percentage of ownership/shareholding, Partnership Deed.

S.N Visa Credit Card (Rupee) Charges in NPR
1 Card Issuance Fee 750
2 Annual/Renewal Fee 750
3 Replacement Fee 500
4 Supplementary Card Fee 750
5 Pin re-generation Fee 100
6 E-Commerce Activation Fee 100
7 Limit enhancement Fee 500
8 Late payment Fee

300 or 1% of monthly due whichever is higher

9 Over limit fee (Up to 10% of Credit Limit) 300
10 Cash withdrawal from own ATM 100+2% of txn
11 Stop Withdrawl
500
12 Balance Inquiry from Own ATM 0
13 PIN Change from Own ATM 0
14 Mini Statement from Own ATM 0
15 Cash withdrawal from other Bank's ATM/Cash Advance 200+2% of txn
16 Balance inquiry from other ATM 50
17 Interest rate 2%/month