September.16, 2020
7 days auction notice
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September.13, 2020
General Notice
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September.10, 2020
All Branch Details
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July.01, 2020
Cash Back Notice
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June.01, 2020
Annual General Meeting
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April.28, 2020
Interim Financial Statements of Fiscal Year 2076/77 (3rd Quarter)
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March.20, 2020
Press Release (COVID - 19)
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March.12, 2020
Hari Kumar Kusule- 15 days auction notice (हरि कुमार कुसुले - १५ दिन लिलामी सूचना)
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February.07, 2020
NBA (Non-Banking Assets)- 15 days auction notice
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February.06, 2020
Hari Kumar Kusule- 15 days auction notice
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January.24, 2020
Visa Card Cashback
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January.19, 2020
Notice for Website for Dormant Accounts of 10 Years Old 2076
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December.30, 2019
Porwal Gahana Ghar- 15 days auction notice
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December.18, 2019
Hari Kumar Kusule- 15 days auction notice
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December.15, 2019
NBA (Non-Banking Assets)- 7 days auction notice
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December.13, 2019
Pradeep Parajuli/Fashion Trade Link/Deep Trading- 15 days auction notice
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December.09, 2019
Rajkumar Singh/Urmila Chand- 7 days auction notice
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November.28, 2019
Roshan Rajbhandari- 15 days auction notice
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November.21, 2019
Surya Bahadur Biswokarma- 7 days auction notice
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November.19, 2019
Super Ricemill- 7 days auction notice
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November.18, 2019
Non-Banking Assets(NBA)- 15 days auction notice
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November.13, 2019
Bikram Jabegu, Dil Bahadur Rai and Rajkumar Singh/Urmila Chand- 15 days auction notice
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November.10, 2019
Vacancy Advertisement
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November.10, 2019
Right to Information Notice as of Ashwin end 2076
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November.10, 2019
Pradip Parajuli- 15 days auction notice
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October.22, 2019
Devendra Kumar Bhujel/Rusma Bhandari- 15 days auction notice
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October.03, 2019
Holiday Counter Notice
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September.13, 2019
Janakpur Bakhra Palan- 15 days auction notice
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September.12, 2019
Contact Number at India for inability to transact at ATM/POS
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September.06, 2019
13th AGM Notice
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September.04, 2019
Super Rice Mill- 15 days auction notice
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September.04, 2019
Dangol Hardware- 7 days auction notice
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September.03, 2019
ATM Notice
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August.29, 2019
Pradip Parajuli- 15 days auction notice2
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August.28, 2019
Laxmi Khadya Bhandar & Royal Fancy- 15 days auction notice
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August.21, 2019
NBA- 15 days auction notice
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August.13, 2019
Amrita Chalise and Kabi Raj KC- 15 days auction notice
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August.13, 2019
Bikram Jabegu,Dil Bahadur Rai,Prakash Nawachhe Shrestha,Muktinath Gautam,Sunil Bhandari and Neoteric Electronics- 15 days auction notice
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August.11, 2019
Giriraj Bhujel-15 days auction notice
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July.28, 2019
Surya Bahadur Biswokarma- 7 days auction notice2
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July.24, 2019
Non-Banking Assets(NBA)- 7 days auction notice
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July.18, 2019
Amardeep Guragain/ Anju Guragain- 7 days auction notice
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May.12, 2019
Right to information Notice As per Chaitra end 2075
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April.23, 2019
Vacancy
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April.16, 2019
ASBA NOTICE
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March.03, 2019
Visa Cash Back End
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February.04, 2019
Right to information notice as per Poush end 2075
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February.02, 2019
Core Banking System Migration
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February.01, 2019
E- Banking Notice
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February.01, 2019
Dormant Account Since Ten Years or More
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January.17, 2019
Citizens VISA Card CASHBACK offer
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December.24, 2018
AGM Notice and Summarized Annual Financial Statement FY 2074/75
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July.23, 2018
Cash Back End Notice
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July.02, 2018
Notice regarding renew of DMAT
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November.28, 2017
Cash Payment Notice
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  • Remittance
SN Particulars Fees, Commission & Charges
1

(a)

ABBS Charge (inside valley to outside valley and outside valley
to inside valley )for Customer in NRS
  • Rs.100.00 (All Credit Accounts - No Charge)
  • Up to Rs. 200,000.00 - ABBS free *For Individual accounts only
  • ABBS free between same district branch
(b) ABBS Charge for Simikot, Jajarkot, Dolpa, Hariharpurgadhi, Mangseybung, Sahidbhumi, Sarkegad, Likhu Pikey, Dhakari, Namkha and Mohanyal Branch
  • ABBS free for all Credit Accounts
  • Up to Rs. 200,000.00- ABBS free
  • Above Rs. 200,000.00 - ABBS charge of Rs.100 or 0.04% whichever is higher.
2 DRAFT
a INR Draft 0.10% or minimum of Rs 300.00.
b USD Draft 0.20% or minimum of Rs 600.00.
c GBP Draft 0.20% or minimum of Rs 700.00.
d EURO Draft 0.20% or minimum of Rs 700.00.
e AUD Draft 0.20% or minimum of Rs 700.00.
3 Applicable SWIFT Charges/Activity Fees(Fed/Chips/Book)
a MT1nn Receipts(Fed/Chips/Book) in FCY except GBP USD 10.00
b

MT1nn Receipts ( Fed/Chips/Book) in GBP

GBP 10.00

c MT 103 (INR) 0.10% or minimum of Rs. 300.00 plus SWIFT charge of Rs. 500.00. If charges is "OUR" additional charges of INR. 400.00 is to be deducted.
d MT 103 (USD) (Fed/Chips/Book) 0.20% or minimum of Rs 600.00 plus SWIFT Charges of Rs. 500. If charges is "OUR" additional charges of USD 25.00 is to be deducted immediately and USD 25.00 is to be held in the account.
e MT 103 (EURO/GBP) (Fed/Chips/Book) 0.20% or minimum of Rs 700.00 plus SWIFT Charges of Rs. 500. If charges is "OUR" , then additional EURO/GBP 25.00 to be deducted immediately and EURO 40.00 and GBP 25.00 is to held in the account.
f MT 103 (JPY) (Fed/Chips/Book) 0.20% or minimum of Rs 700.00 plus SWIFT Charges of Rs. 500. If charges is "OUR I', then additionally, JPY 3,000.00 to be deducted immediately and JPY 10,000 to held in the account
g MT 103 (AUD)

O.20% or minimum of Rs 700.00 plus SWIFT Charges of Rs. 500. lf charges is "OUR" , then additionally, AUD 40.00 to be deducted immediately and additional AUD 40.00 to be held in account

4 Manager's Cheque (MC) or NPR draft at Customer's Request Rs 500.00
5 Inward Remittance Transfer to Other Banks in Nepal 0.10% or minimum of Rs.150.00
6 Cash Management Service Charge of Rs.150/- or 0.025% of amount remitted whichever is higher per deposit/ transaction shall be deducted as commission and all other charges associated with in-house collection.
 

CMS setup free of Rs. 500/- per client will changer one time for using the CMS service.

Rs.160/- flat per return instrument plus interest at our prevailing PLR plus 4% for the period HDFC Bank is out of fund on account of such instruments.

 

  • Clean Bills/Cheque Purchases.
SN Particulars Fees, Commission & Charges
1 Cheque Collection Outward  
a. Local 0.15% or minimum of Rs 200.00 plus applicable courier charges
b. Foreign  
2 Cheque Returned / Unpaid Charge/Purchased Cheque Penal interest of 15.00% p.a. from the date of purchase with minimum of Rs 1,000.00

 

  • Guarantees
SN Particulars Fees, Commission & Charges
1 Bid Bond 0.25% per quarter or a part thereof with minimum of Rs. 750.00
2 Performance Bond 0.375% per quarter or a part thereof with minimum of Rs. 1,000.00
3 Advance Payment Guarantee 0.40% per quarter or a part thereof with minimum of Rs. 1,000.00
4 Financial Guarantee 0.40% per quarter or a part thereof with minimum of Rs. 1,000.00
5 Counter Guarantee  
  a. For Foreign Guarantee 0.25% per quarter or a part thereof with minimum of Rs1,000.00, plus
commission/charges of other bank
  b. For Local Guarantee 0.25% per quarter or a part thereof with minimum of Rs1,000.00, plus
commission/charges of other bank
6 Customs Guarantee for Exporters 0.375% per quarter or a part thereof with minimum of Rs. 1,000.00
7 Other Guarantees 0.40% per quarter or a part thereof with minimum of Rs. 1,000.00
8 Guarantee Claim Handling Charge Rs 2,000 per claim settlement plus other relevant charges, if any
9 Guarantee Amendment Charges  
  a. Amendment in Value     and/or Time Same as Guarantee Issuance Charges
  b. Other Amendments Rs 500.00
10 Credit Line certificate /letter Issuance Charge. Rs. 500   Per Certificate/letter  issuance
11 Swift charge for MT760 Rs 2000
12 Court/CIAA  or similar nature  related Guarantee  2% per quarter or a part thereof with minimum of Rs. 10,000
13 Credit Line Equivalent to Commission of Bid Bond for 2 quarters or minimum NPR 1,500.00, whichever is higher
  • Documentary Bill (Export) 
SN Particulars Fees, Commission & Charges
1 Advising Charges  
a. Export LC Rs  2,500
b. Amendment export Lc Rs  2,500
2 Export LC Transfer Charge  
a. Full Rs. 3,000.00 for each transfer
b. Partial For partial transfer charges shall be refunded if the export bills are negotiated with the bank.
3 Export LC Confirmation Charge 0.25% per quarter or a part thereof with minimum of Rs 1,000.00
4 Export LC Negotiation Commission  
a Clean Sight Documentary Bills 0.40% for upto 15 days or minimum of Rs 1,000.00
b Discrepant Sight Documentary Bills 0.45% for upto 15 days or minimum of Rs 1,500.00
c Usance Documentary Bills a or b plus 9.50% p.a. from 16th day of negotiation
d Overdue Interest for Docs Negotiation/document purchase Bank  highest Interest  Rate  for   overdue  period
5 Export Bill collection  commission including Cash Against Document(CAD) and LC  (Foreign) 0.20% or Minimum Rs. 3,000 plus communication charge
6 Local Documentary Bills purchase 0.30% (for up to 7 days) or Rs. 500.00 plus swift/courier exp
7 Documentary Bills Collection (Local) 0.15% p.a. or Rs 2,000 plus courier charge
8 Issuance of Advance Payment Certificate Rs 300.00
  • Documentary Credits (Import)
SN Particulars Fees, Commission & Charges
1 LC Opening Commission  
a. NRs Sight LCs 0.20% per quarter or a part thereof with minimum of Rs.1,000.00
b. INR Sight LCs  
  Manufacturing Industries 0.20% per quarter or a part thereof with minimum of Rs.1,000.00
  Trading and Others 0.20% per quarter or a part thereof with minimum of Rs.1,000.00
c FCY LCs (other than INR)  
  Manufacturing Industries 0.125% per quarter or a part thereof with minimum of Rs.1,000.00
  Trading and Others 0.20% per quarter or a part thereof with minimum of Rs.1,000.00
2 Back to Back Sight LC (in addition to normal LC comm.) 0.10% per quarter or a part thereof with minimum of Rs.1,000.00
3 LC Cancellation Rs.3,000  flat for  full unutilized LC outstanding  plus swift charges and other bank charges if any
4 LC amendment
  • For normal amendment;   Rs1000 plus communication
  • For Value increase /time extension  : As per LC issuance charge plus  communication
5 Usance LC Opening Commission 0.25% per quarter or a part thereof with minimum of Rs.1,500.00
6 Import Document Handling Charge Rs. 500.00 per set of document
7 Discrepant chg.  
a For FCY Document USD 60 ,EUR 60, AUD 60, GBP 60  and JPY 7, 000 per set of document or equivalent for other currency
b For INR Document INR 2,500.00 per set of document
c For NPR Document NPR 3,000.00 per set of document
8 Swift Chg. for LC transmission MT700 Rs 2000 
9 Swift  charge for other message related to TAD Rs 500 per message 
10 LC over drawn 0.5% on over drawn value or Minimum Rs 3,000 
11 DAP Commission 0.20% or minimum of Rs3,000 plus communication charges, if any
12 DAA 0.20% per quarter or minimum of Rs3,000, plus communication charges, if any
13 LC Document Discounting Commission on beneficiary As per Term of LC
14 Acceptance Commission including for Discounting LC; LC issuance charge for usance period plus communication
15 Document Return charge under import LC,DAP,DAA
  • FCY and INR related document: Rs 2000 per set of document plus communication
  • NPR related Document: Rs 1000 per set of Document plus communication
16 NRB cheque issuance charge  on request  of customer for custom purpose under LC
  •  For other purpose Rs 300 per cheque 
  • Free  for  statutory  Custom Margin purpose
17 Force Loan /Payment Against Document ( PAD) for clean LC Document settlement , Gtee claim payment and Acceptance Maturity Bank highest Interest Rate
18 Overdue Interest for Re-Imbursement related LC and Acceptance settlement Highest Interest Rate applied to the loan facility of customer ;
  • Other Fee and Charges
SN Particulars Fees, Commission & Charges
1 Cheque Returned Due to Insufficient Balance Rs300.00
2 StopPaymentChequeRequest Rs300.00
3 StandingInstruction(exceptforloantransaction) Rs.150.00perinstruction
4 GoodforPayment Rs500.00perinstrument
5 CourierServiceper Consignment  
a. Nepal Rs. 100.00 per consignment
b. India Rs200.00perconsignment
c. Other Countries SAARCCountriesRs500.00,USA
and Others: Rs2,000.00
6 SWIFTCharge NPR500.00
7 service charge(credit facility)  
a. Processingfeeforconsumerloan 1%ontotalloanamount.
b. Processingfeeforcommercial / corporate loan 0.5%ontotalloanamount
c. CommitmentfeeforTermLoan 1.00%onundrawnamount
d. PrepaymentCharge 1.00%onprepaidamountorasspecifiedinproductpaper(s)


8
BalanceCertificate Rs750.00 for less than 6 months old account Rs500.00 for above 6 months old account (Free for Audit Purpose - One Time)
  Lossofchequebook Rs250.00 upto 10 leaves Rs. 500.00 above 10 leaves
10 FCYCashDepositintoFCYA/C 0.50 % for notes of denominations smaller than 50 (or as per prevailing NRB regulations)
11 Draft Cancellation/ Stoppage Charges
  • Cancellation with presenting physical Draft: Rs. 1,000.00 and applicable SWIFT Charge
  • Stop Payment: Rs.1,000.00 and applicable SWIFT Charges plus USD 10.00 or GBP 50.00 or EURO 40.00 or JPY 5,000.00 as applicable.
12 Statement from other branches and statement reprint charge Free among inside valley branches Rs.100.00(for statements upto 6 months) Rs. 200.00 (for statements above 6 months)
13 Loose Cheque Rs 150.00 per Cheque
14 NRB Cheque Issuance Rs.300.00 per cheque
15 NRB Cheque/manager cheque /GFP cheque cancellation Rs 200.00
16 E-banking Password regenaration fee Rs.50.00
17 Mobile Banking Password regenaration fee Rs.50.00
18 Email Alert fee Rs.0.00 p.a
19 Cheque book not collected within 1 year ( to be charged at the time for destruction) Rs.100.00 upto 10 leaves
Rs.200.00 above 10 leaves.
20 Document retrieval charge Free upto 3 months
Rs.250.00 for 3 months to 1 year
Rs.500.00 above 1 year
21 Mobile Banking fee First Year free for individual and Rs 350.00 p.a. for Institutional
22 Ghar Dailo Sewa fee Rs.200.00 per transaction
23 Online Fee payment Charge TOEFL,SAT,GRE,GMAT,ACCA,CA etc--- Rs.450.00 per transaction
    ICAI Fee Payment--- Rs.100.00 per transaction.
24 Transaction Banking Fee Rs. 5.00 per Transaction
25 Commission on Cheque Payment/ Deposit of Other Fis Rs. 150.00 per cheque payment upto NPR.100,000.00
    Rs. 150.00 per deposti payment upto NPR.500,000.00
26 Internet Banking Fee Rs. 150.00 per annum
27 Demat Charges  
a. Demat Account Opening Commission Rs. 50.00
b. Demat Account Operation Yearly Comm Rs. 100.00 per annum
c. Demat Securities Transfer Fee Rs. 25.00
d. Demat Pledging Commission Rs. 50.00
e. Demat Account Stoppage Commission Rs. 25.00
f. Demat Re-Materialization Commission Rs. 50.00
28 ASBA Commission Rs.20.00
29 Account Closing Rs 500.00 if closed within 6 months from the date of opening of account. Free after 6 months of account opening.
30 Account Scheme Code Change Rs.200.00
  • Charges for Lockers
S.N Dimension in inches Key Deposit
1 H6 W8 D19 Rs.2,000 p.a. Rs.10,000
2 H6 W16 D19 Rs.2,500 p.a. Rs.10,000
3 H7 W10 D19 Rs.3,000 p.a. Rs.10,000
4 H12 W8 D19 Rs.3,500 p.a. Rs.15,000
5 H7 W21 D19 Rs.4,000 p.a. Rs.15,000
6 H12 W16 D19 Rs.5,000 p.a. Rs.20,000
7 H11 W21 D19 Rs.6,000 p.a. Rs.20,000
8 H15 W21 D19 Rs.7,000 p.a. Rs.25,000
9 Locker Surrender Charge Rs. 1,000.00 flat. (Charge is not applicable if customer wants to shift Locker facility from one branch to another branch and pays applicable charge of the new locker).
  • Visa Card Charges
SN VISA DEBIT CARD DOMESTIC DEBIT CARD FEE INTERNATIONAL DEBIT CARD FEE
1 New Card Issuance Fee Rs. 750 or Rs. 300 per year (Installment Basis)
1st year fee waived for all saving account
Rs. 1500
2 Card Replace Fee Rs. 300 Rs. 500
3 Card Renew Fee Rs. 750 or Rs. 300 per year (Installment Basis) Rs. 1500
4 Pin re-generation Fee Rs. 100 Rs. 100
5 E-Commerce Activation Fee (3D Secure) Rs. 100 Rs. 100
6 Uncollected Card (Card Destruction Fee) Rs. 250  
7 Cash withdrawal from Citizens Bank ATM 0 0
8 Balance Inquiry from Citizens Bank ATM 0 0
9 PIN Change from Citizens Bank ATM 0 0
10 Mini Statement from Citizens Bank ATM 0 0
11 Cash withdrawal from Member Bank's ATM 0 0
12 Balance Inquiry from Member Bank's ATM 0 0
13 PIN Change from Member Bank's ATM 0 0
14 Mini Statement from Member Bank's ATM 0 0
15 Cash withdrawal from other Bank's Visa ATM in Nepal 0 0
16 Balance Inquiry from other Bank's Visa ATM in Nepal 0 0
17 Cash withdrawal from Visa ATM in India Rs. 250 + (Txn Amt * 1.6015) USD 5
18 Balance Inquiry from Visa ATM in India Rs. 50 USD 0.75
19 Cash withdrawal from Visa ATM- Foreign N/A USD 5
20 Balance Inquiry from Visa ATM- Foreign N/A USD 0.75
21 ATM Access Fee (Foreign Card in our ATM) N/A NPR 500
SN VISA CREDIT CARD DOMESTIC CREDIT CARD FEE INTERNATIONAL CREDIT CARD FEE
1 Card Issuance Fee Rs. 750 0
2 Annual Fee Rs. 750 USD 15
3 Renewal/Replacement Fee Rs. 500 USD 10
4 Supplementary Card Fee Rs. 750 USD 15
5 Pin re-generation Fee Rs. 100 USD 1
6 E-Commerce Activation Fee (3D Secure) Rs. 100 USD 1
7 Cash withdrawal from Citizens Bank ATM Rs. 100+2% of Txn USD1+2% of Txn
8 Balance Inquiry from Citizens Bank ATM 0 0
9 PIN Change from Citizens Bank ATM 0 0
10 Mini Statement from Citizens Bank ATM 0 0
11 Cash withdrawal from other Bank's Visa ATM Rs. 200+2% of Txn USD 5 +2% of Txn
12 Balance Inquiry from other Bank's Visa ATM Rs. 50 USD 0.75
13 Cash withdrawal Limit 10% of Credit Limit 10% of Credit Limit
14 Interest rate 2% per month 2% per month
15 Late payment Fee Rs. 300 or 1% of monthly due whichever is higher USD 5
16 Limit enhancement Fee Rs. 500 USD 5
  • NOSTRO Bank Charges for SWIFT (MT 103)
SN Particulars Fees, Commission & Charges  
  USD Amount - From To- USD Amount USD Fees
1 0.00 500.00 10.00
2 500.01 5,000.00 25.00
3 5,000.01 10,000.00 30.00
4 10,000.01 Greater 35.00
  • NCHL Charges
SN Particulars Fees, Commission & Charges
1 OUTWARD CLEARING CHARGES (ECC)  
a. Cheque below Rs. 200,000 No charge
b. Cheque above Rs. 200,000.01 Rs. 25.00 per cheque
c. FCY Cheque Rs. 25.00 per cheque
d. Special Clearing (Express) Rs. 100.00 per cheque
e. Late presentment fee Rs. 200.00 per cheque
2  Inter-Bank Payment Charges (IPS)
S N Structure Details  Transaction Amount Based Slab (Fees in NPR)
    Up to 500 >500-5,000 >5K-50K >50K
1 NPR Transactions 2.00 5.00 10.00 15.00
2 FCY Transactions 15