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Citizens Margin Lending

Citizens Margin Lending

The Bank provides loan against the shares of selected companies listed in the Nepal Stock Exchange (NEPSE).

Purpose:To meet personal financial obligations or for investment in shares/business against listed stock in NEPSE
Nature:Overdraft
Tenure:1 year revolving facility
Loan Portion:Up to 50% of the 180 days average price or previous day’s closing price whichever is lower of the shares pledged.
Rate of Interest:Premium of 1% to 7% p.a. over the Base Rate.

Eligibility Criteria:

  • The applicant must be at least 18 years and should not exceed 65 years at the time of maturity.
  • Any business unit in operation registered with government entity.
  • Shares of Companies listed in NEPSE & as per Bank’s acceptable list of shares.