logo
       

Citizens Bina Dhito Karja

Citizens Bina Dhito Karja

The Bank also provides loan to those having no collateral. Citizens Bina Dhito Karja is a new product which helps to get loan without any collateral. This loan is offered to meet the financial obligation/s to fulfill personal requirement or professional requirement. The loan is advanced to meet various requirements of the Borrower such as travel expenses, medical expenses, social expenses, purchase of medical equipments and appliances for professional use, home appliances, etc.

Purpose: Terminating loan payable in Equal Monthly Installment.
Nature: Personal loan facility to meet personal financial obligation to salaried individuals.
Loan Size: Up to 1.50 Million.
Tenure: Repayment period maximum 5 years.
Rate of Interest: Premium of 3% to 8% p.a. over the Base Rate

Eligibility Criteria:

  • Nepalese Citizen having a regular source of income.
  • Regular Source of Income as submitted must be supported by bank account statement clearly indicating the income credited in the account.
  • Applicant should have Permanent Account Number (PAN) issued by Inland Revenue Office along with Tax Clearance Certificate.
  • The applicant must be at least 18 years and should not exceed 60 years at the time of maturity.
  • The Applicant must be in permanent position for at least two years.