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Citizens Bancassurance

Non-Life Insurance

It takes ages to earn the property. We value your property, your sacrifices to earn the property so; we are here to insure your earnings with Citizens Bancassurance.

In Non-life insurance we have association with following Insurance Companies:

  • 1.IME General Insurance Company Limited.
  • 2.Shikhar Insurance Company Limited.
  • 3.Sagarmatha Insurance Company Limited.
  • 4.Prudential Insurance Company Limited.
  • 5.Siddhartha Insurance Company Limited.
  • 6.Nepal Insurance Company Limited.
  • 7.Neco Insurance Company Limited.
  • 8.National Insurance Company Limited.
  • 9.NLG Insurance Company Limited.

Non-Life Insurance covers following risk:

Fire insurance: Insures against loss or damage caused by Fire, Lightning and Earthquake. And could be extended for risk in Riot & Strike, Malicious Damage and Terrorism.

Motor (Vehicle) insurance: Covers motors vehicle against loss or damage caused by accidents and also legal liability to third party for bodily injury or property damage.

Marine insurance: Covers loss of or damage to goods caused by fire, theft or accidental means whilst in transit by Sea, Air or Rail, losses of property whilst being transported from any road vehicle belonging to or hired by the insured and risk from warehouse to warehouse.

Aviation insurance: Covers aircraft against accidental damage, war and allied risk, third party (including passenger and cargo), liability, etc. and covers aircraft hull against all risk/liability, hull wall risk.

Micro insurance: This insurance provides insurance coverage for various agricultural activities like Livestock, Poultry, Fish, Paddy, Vegetables, and Fruits etc.

Household policy: With household policies you can add accidental damage cover to your buildings and contents

Theft burglary: Provides protection against incidents of theft to your property

Travel medical insurance: Covers medical emergency, accidents or personal liability