Fees and Commission

1.Remittance
SN Particulars Fees,  Commission & Charges
1 Inter Branch Fax Transfer for Non- Customer 0.10% or min. Rs.250
2  ABBS Charge (inside valley to outside valley and outside valley to inside valley )for Customer in NRS Rs.100 (All Credit Accounts - No Charge)
Up to Rs. 200,000.00 - ABBS free *For Individual accounts only
  ABBS Charge for Simikot, Jajarkot and Dolpa Branch ABBS free for all Loan A/Cs
Up to Rs. 200,000.00 - ABBS free
Above Rs. 200,000.00 - ABBS charge of Rs. 100 or 0.04% whichever is higher.
 3   DRAFT
a.  INR Draft 0.10% or minimum of Rs 250.00 plus SWIFT Charge of Rs. 500.  If charges is “OUR” additional charges of INR. 400.00 is to be deducted.
b. NPR Draft 0.10% or minimum of Rs 250.00
c. USD Draft 0.20% or minimum of Rs 600.00 plus SWIFT Charges of Rs. 500
d. GBP Draft  0.20% or minimum of Rs 700.00 plus SWIFT Charges of Rs. 500
e. EURO Draft  0.20% or minimum of Rs 700.00 plus SWIFT Charges of Rs. 500 and additional Euro 25.00
 4  Applicable SWIFT Charges/Activity Fees(Fed/Chips/Book)
a.  MT1nn Payment (Fed/Chips/Book) USD 15.00
b.  MT1nn Receipts (Fed/Chips/Book) USD 5.00
c. MT 103 (USD) (Fed/Chips/Book) 0.20% or minimum of Rs 600.00 plus SWIFT Charges of Rs. 500. If charges is "OUR" additional charges as per Notro Bank  Charges of this Schedule
d.  MT 103 (EURO/GBP)  (Fed/Chips/Book)  0.20% or minimum of Rs 700.00 plus SWIFT Charges of Rs. 500. If charges is "OUR" , then additionally, EURO/GBP 25.00 to be deducted immediately and EURO/GBP 25.00 to held in the account
e.  MT 103 (JPY)  (Fed/Chips/Book)  0.20% or minimum of Rs 700.00 plus SWIFT Charges of Rs. 500. If charges is "OUR ", then additionally, JPY 3,000.00 to be deducted immediately and JPY 10,000 to held in the account
5 Manager's Cheque (MC) at Customer's Request Rs 300.00 flat
6 Inward Remittance Transfer to Other Banks in Nepal 0.10% or minimum of Rs.150.00
2. Clean Bills/Cheque Purchase
SN Particulars Fees,  Commission & Charges
1 Cheque/Draft Purchase Commission  
a. Local Clearing N/A .
b. Foreign Cheque/Draft 0.50% or minimum of Rs. 1000.00 (due period of up to 15 days)
2 Cheque Collection Outward  
a. Local 0.15% or minimum of Rs 200.00
 b. Foreign 0.15% or minimum of Rs 200.00 plus applicable courier charges
3 Overdue Interest 15% p.a. from the date of Overdue.
4 ChequeReturned/Unpaid Charge/Purchased Cheque Penal interest of 15.00% p.a. from the date of purchase with minimum of Rs 1000
3. Guarantees
SN Particulars Fees,  Commission & Charges
1 Bid Bond 0.25% per quarter or a part thereof with minimum of Rs. 750.00
2 Performance Bond 0.375% per quarter or a part thereof with minimum of Rs. 1,000.00
3 Advance Payment Guarantee 0.40% per quarter or a part thereof with minimum of Rs. 1,000.00
4 Financial Guarantee 0.40% per quarter or a part thereof with minimum of Rs. 1,000.00
5 Counter Guarantee  
a. For Foreign Guarantee 0.25% per quarter or a part thereof with minimum of Rs1,000.00, plus
commission/charges of other bank
c. For Local Guarantee 0.25% per quarter or a part thereof with minimum of Rs1,000.00, plus
commission/charges of other bank
6 Customs Guarantee for Exporters 0.375% per quarter or a part thereof with minimum of Rs. 1,000.00
7 Other Guarantees 0.40% per quarter or a part thereof with minimum of Rs. 1,000.00
8 Guarantee Claim Handling Charge Rs 1000 per claim settlement plus other relevant Charge if any
9 Guarantee Amendment Charges  
a.  Amendment in Value and /or Time Same as Guarantee Issuance Charges
b. Other Amendments Rs 500.00
10 Credit Line Certificate/Letter Issuance charge Rs 500 per Certificate/Letter Issuance
11 Swift Charge for MT760 Rs 2,000 per Message
12 Court/CIAA or Similar nature related Guarantee 2% per Quarter or a part thereof with minimum of Rs 10,000
4. Documentary Bill(Export)
SN Particulars Fees,  Commission & Charges
1 Advising Charge  
a.  Export LC Rs 2,000
b. Amendment Rs 1,500
2 Export LC Transfer Charge  
a.  Full Rs. 3,000.00 for each transfer
b.  Partial For partial transfer charges shall be refunded if the export bills are negotiated with the bank.
3 Export LC Confirmation Charge 0.25% per quarter or a part thereof with minimum of Rs 1,000.00
4 Export LC Negotiation Commission  
a. Clean Sight Documentary Bills 0.40% for upto 15 days or minimum of Rs 1,000.00
b.  Discrepant Sight Documentary Bills 0.45% for upto 15 days or minimum of Rs 1,500.00
c.  Usance Documentary Bills a or b plus 9.50% p.a. from 16th day of negotiation.
d.  Overdue Interest for Docs Negotiation/document purchase Bank highest interest rate for Overdue period
5 Export Bill collection commission including Cash Against document (CAD)and LC (Foreign) 0.20% or Min Rs.3000 plus communication charge
6 Local Documentary Bills purchase 0.30% (for up to 7 days) or Rs. 500 plus swift/courier exp
7 Documentary Bills Collection (Local) 0.15% p.a. or Rs 1,000 plus courier charge
8 Issuance of Advance Payment Certificate Rs 300.00
5. Documentary credits(Import)
SN Particulars Fees,  Commission & Charges
1 LC Opening Commission  
a.  NRs Sight LCs 0.20% per quarter or a part thereof with minimum of Rs.1,000.00
b.  INR Sight LCs  
i    Manufacturing Industries 0.20% per quarter or a part thereof with minimum of Rs.1,000.00
ii   Trading and Others 0.25% per quarter or a part thereof with minimum of Rs.1,000.00
c.  FCY LCs (other than INR)  
i  Manufacturing Industries 0.125% per quarter or a part thereof with minimum of Rs.1,000.00
ii   Trading and Others 0.20% per quarter or a part thereof with minimum of Rs.1,000.00
2 Back to Back Sight LC (in addition to normal LC comm.) 0.10% per quarter or a part thereof with minimum of Rs.1,000.00
3 LC Cancellation Rs.2,000 flat for full unutilized LC oustanding plus swift charges and other Bank charges if any
4 LC Amendment For Normal Amendment: Rs 1,000 plus Communication
For Value increase/Time Extension: As per LC issuance Charge plus communication
5 Usance LC Opening Commission 0.25% per quarter or a part thereof with minimum of Rs.1,500.00
6 Import Document Handling Charge Rs. 500.00 per set of document
7 Discrepant Charge  
a. For FCY Document USD 50,EUR 50,AUD 50,GBP 50 and JPY 5,000 Per set of document or equivalent for other Currency
b. For INR Document INR 2,000 per set of Document
c. For NPR Document NPR 2,000 per set of Document
8 Swift Charge For LC Transmission MT 700 Rs 2,000 per Message
9 Swift Charge For other message related to TAD Rs 500 per Message
10 LC overdrawn Charge 0.5% on overdrawn value or minimum Rs 2,000
11 DAP Commission 0.20% or minimum Rs 2,000 Plus Communication charges if any
12 DAA Commission 0.20% per Quarter or minimum Rs 2,000 Plus Communication charges if any
13 LC Document Discounting Commission on Beneficiary As per term of LC
14 Acceptance Commission including for discounting LC LC issuance Charge for usance period plus Communication
15 Document Return Charge under import LC, DAP, DAA FCY and INR related document: Rs 2000 per set of document plus Communication charge
NPR related document: Rs 1,000 per set of document plus communication Charge
16 NRB cheque Issuance Charge on request of customer for Custom purpose under LC for other purpose Rs 300 per Cheque
Free for Statutory custom margin purpose
17 Force loan/ Payment against document (PAD) for clean LC document settlement, Guarantee Claim Payment and Acceptance Maturity Bank Highest Interest Rate
18 Overdue interest for Re-imbursement (related to LC and Acceptance settlement Highest interest applied to the loan facility of the customer
6. Other Fee and Charges
SN Particulars Fees,Commission&Charges
1 Cheque Returned Due to Insufficient Balance Rs 300.00
2 Stop Payment Cheque Request Rs 250.00
3 Standing Instruction (except for loan transaction) Rs. 100.00 per instruction
4 Good for Payment Rs 500.00 per instrument
5 Courier Service per Consignment
a.  Nepal Rs 50.00 per consignment
b. India Rs 200.00 per consignment
c. Other Countries SAARC Countries­ Rs 500.00, USA 
and Others: Rs 2,000.00
6 SWIFT Charge NPR 500.00
7 Service Charge (credit facility)  
a. Processing fee for consumer loan 1% on total loan amount.
b.  Processing fee for commercial / corporate loan 0.5% on total loan amount
c.  Commitment fee for Term Loan 1.00% on undrawn amount
d.  Prepayment Charge 1.00% on prepaid amount or as specified in product paper(s)
  8 Balance Certificate Rs 750.00 for less than 6 months old accountRs 500.00 for above 6 months old account
(Free for Audit Purpose - One Time)
Loss of cheque book Rs 250.00 upto 10 leavesRs. 500 above 10 leaves
10 FCY Cash Deposit into FCY A/C 0.50 % for notes of denominations smaller than 50 (or as per prevailing NRB regulations)
11 Draft Cancellation/ Stoppage Charges Cancellation with presenting physical Draft : Rs.1000 and applicable SWIFT ChargeStop Payment: Rs 1000 and applicable SWIFT Charges plus USD 10.00 or GBP 50.00 or EURO 40.00 or JPY 5000.00 as applicable.
12 Cheque book request without cheque requisition slip Rs.100
13 Statement from other branches and statement reprint charge Free among inside valley branchesRs.100(for statements upto 6 months)Rs. 200 (for statements above 6 months)
14 Loose Cheque Rs.100 per cheque
15 NRB Cheque Issuance Rs.300 per cheque
16 NRB Cheque/manager cheque /GFP cheque cancellation Rs.100
17 E-banking Password regeneration fee Rs.50
18 Mobile Banking Password regeneration fee Rs.50
19 Email Alert fee Rs.100 p.a.
20 Cheque book not collected within 1 year ( to be charged at the time for destruction) Rs.100 upto 10 leaves
Rs.200 above 10 leaves.
21 Document retrieval charge Free upto 3 months
Rs.250 for 3 months to 1 year
Rs.500 above 1 year
22 Mobile Banking fee Rs.150 p.a for individual and Rs 250 p.a. for Institutional
23 Ghar Dailo Sewa fee Rs.200 per transaction
24 Online Fee payment Charge TOEFL,SAT,GRE,GMAT,ACCA,CA etc--- Rs.450 per transaction
ICAI Fee Payment--- Rs.100 per transaction.
25 Transaction Banking Fee Rs. 5.00 per Transaction
26 Commission on Cheque Payment/ Deposit of Other Fis Rs. 150.00 per cheque payment upto NPR.100,000.00
Rs. 150.00 per deposit payment upto NPR.500,000.00
27 Internet Banking Fee Rs. 150.00 per annum
28 Demat Charges  
a. Demat Account Opening Commission Rs. 50.00
b. Demat  Account Operation Yearly Comm Rs. 100.00 per annum
c. Demat Securities Transfer Fee Rs. 25.00
d. Demat Pledging Commission Rs. 50.00
e. Demat Account Stoppage Commission Rs. 25.00
f. Demat Re-Materialization Commission Rs. 50.00
29 ASBA Commission Rs. 100.00 per application
7.Charges for Lockers
SN Particulars Fees,  Commission & Charges
S.N Dimension in inches                                                       Key Deposit
1 H6     W8      D19 Rs.2,000 p.a.                                  Rs.10,000
2 H6     W16    D19 Rs.2,500 p.a.                                  Rs.10,000
3 H7     W10    D19 Rs.3,000 p.a.                                  Rs.10,000
4 H12   W8      D19 Rs.3,500 p.a.                                  Rs.15,000
5 H7     W21    D19 Rs.4,000 p.a.                                  Rs.15,000
6 H12   W16    D19 Rs.5,000 p.a.                                  Rs.20,000
7 H11   W21    D19 Rs.6,000 p.a.                                  Rs.20,000
8 H15   W21    D19 Rs.7,000 p.a.                                  Rs.25,000
8. Visa Debit (Chip)Card Charges
SN

Particulars

Fees,  Commission & Charges

 1 New Card Issuance(NPR)  
a.  Full Payment Rs.750
b. Installment Basis(1st Installment) Rs.300
c. Installment Basis(2nd Installment) Rs.300
d. Installment Basis(3rd Installment) Rs.300
     
 2 New card Issuance(Dollar)  
a.  Full Payment Rs.1500
     
 3 Card Replace (NPR) Rs.300
 4 Card Replace (Dollar) Rs.500
 5 Re-Pin Charge ( NPR/ Dollar) Rs.100
9. NOSTRO Bank Charges For SWIFT (MT 103)
SN Particulars Fees,  Commission & Charges
  USD Amount - From To-  USD Amount   USD Fees
1 0.00 500.00 10.00
2 500.01 5,000.00 25.00
3 5,000.01 10,000.00 30.00
4 10,000.01 Greater 35.00
10. NCHL Charges
SN Particulars Fees,  Commission & Charges
1 OUTWARD CLEARING CHARGES (ECC)
a. Cheque below Rs. 200,000 No charge
b.  Cheque above Rs. 200,000.01 Rs. 30 per   cheque
c.  FCY Cheque Rs. 30 per   cheque
d.  Special Clearing (Express) Rs. 100 per cheque
e.  Late presentment fee Rs. 200 per cheque
2 Inter-Bank Payment Charges (IPS) Price 1                              Price 2
a. Up to Rs. 5,000 Rs.10.00                            Rs. 10.00
b.  Rs.5001-Rs.50,000 Rs. 25.00                           Rs. 20.00
c.  Rs.50,001-Rs.500,000 Rs. 50.00                           Rs. 30.00
d. Rs.500,001-Rs.5,000,000 Rs. 100.00                         Rs. 30.00
e.  Above Rs. 5,000,000 Rs. 150.00                         Rs. 30.00